Personal Finance App for iPhone & Android

Masarif, Track Your Expenses With Complete Privacy

Record expenses and income, manage multiple wallets and monthly budgets, and scan receipts directly on your phone. Your financial data stays entirely yours.

Coming soonApp Store
Coming soon
Coming soonGoogle Play
Coming soon
Available soon on Apple App Store & Google Play
Data stays on your device
No account or login required
No ads or tracking SDKs
One-time purchase, no subscription
Everything you need to master your money

Clean, elegant, and completely in your control

Masarif is crafted to be lightweight, lightning fast, and respectful of your privacy and financial autonomy.

Expense & Income Tracking

Instant, smooth entry for daily transactions with currency support, clear categories, timestamps, and notes.

Multiple Wallets & Accounts

Divide your money between cash, bank debit cards, and savings pots with clear real-time balances.

Monthly Categories & Budgets

Set spending caps per category (dining, groceries, utilities) with visual progress and gentle threshold alerts.

Visual Insights & Analytics

Interactive monthly breakdown charts that show where your money goes without overwhelming complexity.

Scheduled & Recurring Expenses

Keep track of recurring bills and subscriptions with reliable local reminders generated directly on device.

On-device AI

On-Device Receipt Scanning (OCR)

Automatically recognize totals and text from paper receipts with local AI models. Photos never leave your phone.

Home Screen Widgets

Glanceable iOS and Android widgets to view your current balance and log a transaction with a single tap.

Local Backups & CSV Export

Export complete backups or readable CSV spreadsheets whenever you wish, saved wherever you decide.

Privacy is our cornerstone

Your finances are strictly your business

In an era of ad trackers and cloud data mining, we chose the opposite architecture: we do not collect, view, or sell your financial data.

Data stored on your device only

Transactions, budgets, wallets, receipt scans, and notes live in your phone storage, never uploaded to our servers.

No accounts, no logins, no profiling

We do not ask for your email, phone number, or identity. The app contains zero advertising frameworks or tracking SDKs.

Optional private cloud sync

If you enable sync, it communicates directly with your personal iCloud or your private Google Drive appdata folder. We have no servers in between.

App Lock with Biometrics & PIN

Protect your records using Face ID, Touch ID, or fingerprint. PINs are salted and hashed in secure local hardware.

Zero proprietary servers storing your financial records. No behavioral tracking.Read Privacy Policy Summary
No Subscription

Masarif Pro: One-Time Purchase, Lifetime Ownership

We dislike recurring subscription fatigue. Pay once, unlock every feature forever, including future updates.

An honest, transparent way to support independent software development without ongoing monthly charges.

Masarif Pro FeaturesSingle Lifetime Payment
  • Optional cloud sync via your own iCloud or Google Drive account
  • Unlimited wallets and financial accounts
  • Custom categories and unlimited smart budgets
  • Unlimited on-device receipt scanning
  • Advanced home screen widgets and appearance customization
  • Full data export and backup tools
Frequently Asked Questions

Honest and clear answers

Everything you need to know about how Masarif operates and safeguards your data.

Where is my financial data stored?
All your financial records (expenses, income, wallets, budgets, and receipt scans) are stored locally on your device. We run no database servers storing your personal finances.
Do I need to sign up or create an account?
No. The app functions immediately upon installation without requiring usernames, email addresses, phone numbers, or passwords.
How does receipt scanning work? Are photos uploaded?
Receipt scanning (OCR) runs 100% on your device using native platform frameworks (Apple Vision on iOS, Google ML Kit on Android). Receipt images and text are never transmitted to any server.
How does cloud sync work if I choose to use it?
Cloud sync is an optional Pro feature that connects directly to your personal Apple iCloud Private Database or your Google Drive hidden app-data folder. Masarif operates no intermediate servers and cannot read your synced files.
Is Masarif Pro a subscription?
No. Masarif Pro is a single one-time purchase processed through Apple App Store or Google Play. There are no recurring subscription fees.
Do you sell data or display ads?
Never. No ads, no advertising IDs (IDFA/GAID), and no data sharing or selling to third parties whatsoever.